Cursor vs OpenRouter
Based on official announcements, community observations, and Reset Beer tracking data. Announcement times are not personal recovery times.
| Dimension | Cursor | OpenRouter |
|---|---|---|
| Reset type | billing cycle 日历 reset；团队同日重置 | per-key credit limit + rolling rate limit + 免费模型日限额 |
| Official confirmed rule | 官方确认：额度随每月 billing cycle 重置；未用完不滚存；重置日期在 Spending 页；多数计划含 Cursor Models pool 与 Other Models pool；团队成员按团队 billing cycle 同时重置 | 官方确认：区分 credit limits 与 rate limits；API Key 可设 per-key credit limit；GET /api/v1/key 可查 limit/remaining/reset；负余额可能402；429可能来自 OpenRouter 或上游；免费模型有每日上限，购买至少10 credits 可提高 |
| Main surface | IDE、Web、控制台 | 统一网关 API、控制台 |
| User pain point | 月账期额度、模型池、不滚存规则难理解 | credit limit、provider rate limit、免费模型日限额混杂；429来源难判断 |
| User observation | 用户观察：超额按量、请求级扣减细节需实测 | 用户观察：上游 provider 的429细节随模型变化 |
| Confidence | 高 | 高 |
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